Print this sheet and hand it to your custodian, broker, or advisor — everything they need is on the one page.

Cardio Renal Foundation

How to Give From Your IRA — One-Page Instructions

Give this page to your IRA custodian, broker, or advisor.

Print this page, hand it to your custodian or advisor, and ask: ‘Should I do this with my required distribution this year?’

A qualified charitable distribution (QCD) sends money straight from your IRA to Cardio Renal Foundation Inc. It counts toward your required minimum distribution, and it is never taxed as income.

  1. You must be age 70½ or older on the day the money leaves your IRA. (QCDs come from IRAs only — not from a 401(k).)

  2. Tell your custodian, in these words:

    “Please make a qualified charitable distribution from my IRA directly to Cardio Renal Foundation Inc, EIN 33-4359765.”

  3. Choose your amount.

    For 2026, you may give up to $111,000 per person this way. If you are married, your spouse can give up to $111,000 from their own IRA, too.

  4. The check must be made payable to:

    Make check payable to

    Cardio Renal Foundation Inc
    Tax ID (EIN): 33-4359765
    501(c)(3) tax-exempt nonprofit · Candid Platinum Seal of Transparency (2026)

    The money must go directly from your IRA to the Foundation — never to you first. If it passes through your hands, it stops being a QCD.

  5. The money must be out of your IRA by December 31 to count for this year.

  6. Tell the Foundation it is coming. Custodian checks often arrive with no name attached, and the Foundation wants to thank the right person and send the written acknowledgment for your tax records.

    Email: donations@cardiorenalfoundation.org
    Phone: (646) 770-3946

At tax time: your Form 1099-R will NOT show that the money went to Cardio Renal Foundation Inc as a qualified charitable distribution (QCD) — it shows the full amount. Tell your tax preparer it was a qualified charitable distribution (QCD) to Cardio Renal Foundation Inc, EIN 33-4359765, so it is not taxed.

Cardio Renal Foundation Inc · A 501(c)(3) tax-exempt nonprofit · Candid Platinum Seal of Transparency (2026) · EIN 33-4359765 · donations@cardiorenalfoundation.org · (646) 770-3946

This page is general information, not tax advice. Your custodian or tax advisor can confirm how it fits your situation.

Estimate what a QCD could save you

Money you take out of your IRA yourself is taxed as income. The same money sent straight to Cardio Renal Foundation Inc as a QCD is not. Enter your numbers to see the difference.

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$
Only the first $111,000 per person counts as a QCD for 2026. The estimate below uses $111,000 as the QCD amount.
Estimated federal tax you save $2,200
Income you keep off your tax return $10,000
Of your RMD, covered by the QCD $10,000
RMD you still need to take out yourself $10,000

This is a simple estimate: it multiplies the QCD amount by the tax bracket you picked. It does not count state taxes or effects on Medicare premiums or Social Security taxes, which can make a QCD worth more. It is general information, not tax advice.

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